Expat Health Insurance

Expat Health Insurance

Best Expatriate or Expat Health Insurance

When you are living abroad, whether alone or with your family there are many choices when considering Expat Health Insurance. Some important considerations include:

    • How long a time period do you need coverage?

         

      • Short Term (up to 3 years) – Travel Medical Insurance can meet your Expat Health Insurance needs if your plan is to stay abroad for 2-3 years, but may not meet your needs for longer periods of time.
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      • Long Term (over 3 years) – Global Medical Insurance is designed to meet your Expatriate Health Insurance needs for longer term stays outside your home country.
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    • Are you looking for Illness and Injury Protection or comprehensive Coverage?

         

      • Travel Medical Insurance covers Illness and Injury
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      • Global Medical Plans can cover wellness care will be more expensive than illness and injury plans.
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Expatriate health insurance provides you and your family with insurance coverage for medical expenses when living and working abroad. Many plans will offer 24/7 assistance, medical evacuation benefits, repatriation of remains benefits as well. Travel Medical Plans are the lower cost options with pricing starting at about $1/day. These plans will cover illness or injury but not wellness care. They are also available for a limited period of time, generally 2 or 3 years maximum. International Medical Plans or Global Medical Plans are highly customizable plans that can provide longer term expat health insurance and can include wellness benefits.

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Short Term Expat Health Insurance – Travel Medical Health Insurance

Travel Medical Insurance offering has a broad range of options to meet differing needs. There are plans designed for anyone (U.S. and non-U.S. residents) traveling out of their residence country, regardless of visa requirements. Cost starts at about $1/day.

    • Patriot America, Patriot International, and Patriot America Plus – Coverage for up to 2 years for illness or injury while you are outside your country of residence. Provided by International Medical Group (IMG). These are the most popular plans for up to 2 years of coverage.

      More Details: IMG Patriot Travel Medical Plans

    • Patriot Platinum America and Patriot Platinum International – Coverage for up to 3 years for illness or injury while you are outside your country of residence. Provided by International Medical Group (IMG).

      More Details (our partner’s web page): IMG Patriot Platinum Travel Medical Plans

    • GlobeHopper Travel Medical with benefits in GBP £, or Euro € – Coverage for up to 2 years for illness or injury while you are outside your country of residence. Provided by International Medical Group Europe (IMGE).

      More Details: IMG Europe Globehopper Travel Medical Insurance

    • GlobeHopper Platinum Travel Medical with benefits in GBP £, or Euro € – Coverage for up to 3 years for illness or injury while you are outside your country of residence. Provided by International Medical Group Europe (IMGE).

      More Details (our partner’s web page): GlobeHopper Platinum Travel Medical Plans

    • Atlas Travel Medical Insurance – Coverage for up to 3 years for non-US destinations (1 year for US destination) for illness or injury while you are outside your residence country. Provided by WorldTrips HCC Tokio Marine.

      More Details (our partner’s web page): Atlas Travel Medical Insurance

Compare Short Term Travel Medical Plans on our partner’s website: Compare Short Term Travel Medical Plans

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Long Term Expat Health Insurance – Global Medical Insurance

IMG Global Medical Insurance plans address the insurance needs of Global citizens who need long-term, annually renewable, comprehensive worldwide medical insurance for individuals and families.  IMG Global Medical Insurance Bronze plan is a low cost offering covering hospital In patient care. Silver and Gold plans add more benefits. The IMG Global Medical Insurance Platinum plan is comprehensive and covers wellness care, maternity, dental, and vision.

These Plans are highly customizable to meet your needs:

  • Medical Benefits from $1,000,000 to $8,000,000
  • Deductible options from $100 to $25,000
  • Four plan options and additional optional coverage
  • Choice of coverage area to reflect your geographical area of need
  • Freedom to seek treatment with hospital or doctor of your choice

Compare IMG Global Medical Insurance Plans: IMG Global Medical Insurance Plans

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Need Help?

  • If you would like help finding a plan to meet your needs, Contact Us. Our Experts are here to help you 7 days a week.

updated 9/13/2021

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