![\"IMG](\"http:\/\/www.j1insurance.net\/blog\/wp-content\/uploads\/2018\/07\/review-300x140.png\")
A guide to help select the best plan IMG International Scholar or Student Insurance Plan for your needs : TaiAn Patriot Exchange, TaiAn Exchange Select, Student Health Advantage, and Patriot Exchange Program<\/h3>\n
This review will help you select from the different IMG plans designed specifically for international students and scholars. It will cover plans for people coming to the US on an F visa, J visa, M visa, or on OPT. It will also cover IMG insurance selections for people traveling outside the US for educational purposes.<\/p>\n
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\n
TaiAn Patriot Exchange<\/p>\n<\/h2>\n
The TaiAn Patriot Exchange Plan is medical insurance designed for anyone traveling outside their resident country as an international student or scholar.<\/p>\n
The typical purchasers are:<\/h4>\n\n- International Students participating in international programs<\/li>\n
- Cultural exchange participants<\/li>\n
- Graduate international students<\/li>\n
- Scholars and educators<\/li>\n
- Dependents (Dependents can buy alone)<\/li>\n
- International education related visas including F1,F2,J1,J2,OPT,M1,M2<\/li>\n<\/ul>\n
<\/p>\n
Why do people choose the TaiAn Patriot Exchange Plan?<\/h4>\n\n- Choice of Benefit Level – Members can choose a per illness or injury benefit level of $50,000, $100,000, $250,000 or $500,000.<\/span><\/li>\n
- Choice of Deductible Level – Members can choose a deductible of $0, $100 per illness, $250 annual, or $500 annual.<\/span><\/li>\n
- There is no coinsurance – Once you’ve had covered medical expenses meeting your deductible, additional covered expenses have no coinsurance payment.<\/span><\/li>\n
- Choice of Medical Provider – You can see any medical provider you choose and receive the same benefit.<\/span><\/li>\n
- United Healthcare Options Network – Provides access to broadest top tier national network in the US with convenient access to simplified claims processing and direct billing.<\/span><\/li>\n
- Coverage for illness, injury, medical evacuation, and repatriation of remains.<\/span><\/li>\n
- A group plan is available for groups of 5 or more with a 10% discount.<\/span><\/li>\n
- TaiAn Patriot Exchange meets the US Department of State insurance requirements for J visa holders if you select a $100,000 benefit level or more.<\/span><\/li>\n
- You can select a $0 deductible and the plan has no coinsurance. With these options covered medical expenses would not have any out of pocket costs!<\/span><\/li>\n<\/ul>\n
<\/p>\n
<\/p>\n
Why choose TaiAn Patriot Exchange vs Patriot Exchange Program<\/h4>\n\n- TaiAn Patriot Exchange is less expensive.<\/li>\n
- TaiAn Patriot Exchange annual deductible options have lower out of pocket costs than Patriot Exchange Program per illness deductible options.<\/li>\n
- Patriot Exchange Program has a benefit for mental health and substance abuse that is not included in TaiAn Patriot Exchange.<\/li>\n<\/ul>\n
<\/p>\n
****************************************<\/p>\n
\n
TaiAn Exchange Select<\/p>\n<\/h2>\n
The TaiAn Exchange Select Plan is medical insurance designed for anyone traveling outside their resident country as an international student or scholar. It is a lower priced version of the TaiAn Patriot Exchange Plan.<\/p>\n
The typical purchasers are:<\/h4>\n\n- Students participating in international programs<\/li>\n
- Cultural exchange participants<\/li>\n
- Graduate international students<\/li>\n
- Scholars and educators<\/li>\n
- Dependents (Dependents can buy alone)<\/li>\n
- International education related visas including F1,F2,J1,J2,OPT,M1,M2<\/li>\n<\/ul>\n
<\/p>\n
Why do people choose the TaiAn Exchange Select Plan ?<\/h4>\n\n- Choice of Benefit Level – Members can choose a per illness or injury benefit level of $50,000, $100,000, $250,000 or $500,000.<\/span><\/li>\n
- Choice of Deductible Level – Members can choose a deductible of $100 per illness, $250 annual, or $500 annual.<\/span><\/li>\n
- There is 20% coinsurance – Compare to the TaiAn Patriot Exchange Plan the TaiAn Exchange Select is less expensive to buy because of the coinsurance.<\/span><\/li>\n
- Choice of Medical Provider – You can see any medical provider you choose, but you will have lower coinsurance if you choose a United Healthcare Options network provider.<\/span><\/li>\n
- Coverage for illness, injury, medical evacuation, and repatriation of remains. <\/span><\/li>\n
- United Healthcare Options Network – Provides access to broadest top tier national network in the US with convenient access to simplified claims processing and direct billing. <\/span><\/li>\n
- There is a TaiAn Exchange Select Plan available with a 6 month exclusion for pre-existing medical conditions. Some schools require this coverage.<\/span><\/li>\n
- There is a TaiAn Exchange Select Plan available with extra coverage for pre-existing conditions after a 12 month wait. Some schools require this coverage.<\/span><\/li>\n
- A group plan is available for groups of 5 or more with a 10% discount.<\/span><\/li>\n
- TaiAn Exchange Select meets the US Department of State insurance requirements for J visa holders if you select a $100,000 benefit level or more.<\/span><\/li>\n<\/ul>\n
<\/p>\n
****************************************<\/p>\n
\n
Student Health Advantage<\/p>\n<\/h2>\n
The Student Health Advantage Plan is designed for non- US residents coming to the US as international students and scholars. It is also designed for US residents traveling overseas for an educational purpose.<\/p>\n
The typical purchasers are:<\/h4>\n\n- Students participating in international programs<\/li>\n
- Cultural exchange participants<\/li>\n
- Graduate international students<\/li>\n
- Scholars and educators<\/li>\n
- Dependents (Dependents can buy only with the primary member pursuing an educational purpose)<\/li>\n<\/ul>\n
<\/p>\n
Why do people choose the IMG Student Health Advantage Plan ?<\/h4>\n\n- Choice of Benefit Level – Standard benefit level of $300,000 per illness or injury or Platinum level with $500,000 coverage per illness or injury.<\/span><\/li>\n
- Choice of Deductible Level – Members can choose a deductible of $250 per illness (Standard Plan) or $100 per illness (Platinum Plan).<\/span><\/li>\n
- Choice of Medical Provider – You can see any medical provider. In the US there is a benefit difference between using a network provider and a non-network provider. The network has an extensive list of providers.<\/span><\/li>\n
- United Healthcare Options Network – Provides access to broadest top tier national network in the US with convenient access to simplified claims processing and direct billing.<\/span><\/li>\n
- Coverage for illness, injury, medical evacuation, and repatriation of remains.<\/span><\/li>\n
- Pre-existing medical conditions coverage up to the policy limit after the waiting period of 12 months for the Standard plan or 6 months for the Platinum plan.<\/span><\/li>\n
- Coverage for mental health and substance abuse.<\/span><\/li>\n
- Coverage for maternity expenses with the Platinum Plan for pregnancy where conception is after the plan effective date.<\/span><\/li>\n
- A group plan is available for groups of 5 or more with a discounted premium.<\/span><\/li>\n
- Student Health Advantage meets the US Department of State insurance requirements for J visa holders.<\/span><\/li>\n<\/ul>\n
<\/p>\n
****************************************<\/p>\n
\n
IMG Patriot Exchange Program<\/p>\n<\/h2>\n
The IMG Patriot Exchange Program is designed for non- US residents coming to the US as international students and scholars. It is also designed for US residents traveling overseas for an educational purpose.<\/p>\n
The typical purchasers are:<\/h4>\n\n- Students participating in international programs<\/li>\n
- Cultural exchange participants<\/li>\n
- Graduate international students<\/li>\n
- Scholars and educators<\/li>\n
- Dependents (Dependents can buy alone)<\/li>\n<\/ul>\n
<\/p>\n
Why do people choose the IMG Patriot Exchange Program?<\/h4>\n\n- Choice of Benefit Level – Members can choose a per illness or injury benefit level of $50,000, $100,000, $250,000 or $500,000.<\/span><\/li>\n
- Choice of Deductible Level – Members can choose a deductible of $0, $100 per illness, $250 per illness, or $500 per illness.<\/span><\/li>\n
- Low Coinsurance – In US: In Network 10% to $1,000 maximum Out of Pocket; Out of Network 20%. International: No Coinsurance.<\/span><\/li>\n
- Choice of Medical Provider – You can see any medical provider you choose and receive the same benefit.<\/span><\/li>\n
- United Healthcare Options Network – Provides access to broadest top tier national network in the US with convenient access to simplified claims processing and direct billing.<\/span><\/li>\n
- Coverage for illness, injury, medical evacuation, and repatriation of remains.<\/span><\/li>\n
- Coverage for mental health and substance abuse.<\/span><\/li>\n
- A group plan is available for groups of 5 or more with a premium discount.<\/span><\/li>\n
- IMG Patriot Exchange Program meets the US Department of State insurance requirements for J visa holders if you select a $100,000 benefit level or more.<\/span><\/li>\n<\/ul>\n
<\/p>\n
Why choose TaiAn Patriot Exchange vs Patriot Exchange Program<\/h4>\n\n- TaiAn Patriot Exchange is less expensive.<\/li>\n
- TaiAn Patriot Exchange annual deductible options have lower out of pocket costs than Patriot Exchange Program per illness deductible options.<\/li>\n
- Patriot Exchange Program has a benefit for mental health and substance abuse.<\/li>\n<\/ul>\n
<\/p>\n
Learn more beyond the detail included in Review of IMG International Scholar and Student Insurance from one of these resources:<\/h4>\n
Buy J1 Visa Insurance<\/a>
\nAll Patriot Exchange Plans<\/a>
\nIMG Patriot Exchange Program<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"
<\/p>\n
Why do people choose the TaiAn Patriot Exchange Plan?<\/h4>\n\n- Choice of Benefit Level – Members can choose a per illness or injury benefit level of $50,000, $100,000, $250,000 or $500,000.<\/span><\/li>\n
- Choice of Deductible Level – Members can choose a deductible of $0, $100 per illness, $250 annual, or $500 annual.<\/span><\/li>\n
- There is no coinsurance – Once you’ve had covered medical expenses meeting your deductible, additional covered expenses have no coinsurance payment.<\/span><\/li>\n
- Choice of Medical Provider – You can see any medical provider you choose and receive the same benefit.<\/span><\/li>\n
- United Healthcare Options Network – Provides access to broadest top tier national network in the US with convenient access to simplified claims processing and direct billing.<\/span><\/li>\n
- Coverage for illness, injury, medical evacuation, and repatriation of remains.<\/span><\/li>\n
- A group plan is available for groups of 5 or more with a 10% discount.<\/span><\/li>\n
- TaiAn Patriot Exchange meets the US Department of State insurance requirements for J visa holders if you select a $100,000 benefit level or more.<\/span><\/li>\n
- You can select a $0 deductible and the plan has no coinsurance. With these options covered medical expenses would not have any out of pocket costs!<\/span><\/li>\n<\/ul>\n
<\/p>\n
<\/p>\n
Why choose TaiAn Patriot Exchange vs Patriot Exchange Program<\/h4>\n\n- TaiAn Patriot Exchange is less expensive.<\/li>\n
- TaiAn Patriot Exchange annual deductible options have lower out of pocket costs than Patriot Exchange Program per illness deductible options.<\/li>\n
- Patriot Exchange Program has a benefit for mental health and substance abuse that is not included in TaiAn Patriot Exchange.<\/li>\n<\/ul>\n
<\/p>\n
****************************************<\/p>\n
\n
TaiAn Exchange Select<\/p>\n<\/h2>\n
The TaiAn Exchange Select Plan is medical insurance designed for anyone traveling outside their resident country as an international student or scholar. It is a lower priced version of the TaiAn Patriot Exchange Plan.<\/p>\n
The typical purchasers are:<\/h4>\n\n- Students participating in international programs<\/li>\n
- Cultural exchange participants<\/li>\n
- Graduate international students<\/li>\n
- Scholars and educators<\/li>\n
- Dependents (Dependents can buy alone)<\/li>\n
- International education related visas including F1,F2,J1,J2,OPT,M1,M2<\/li>\n<\/ul>\n
<\/p>\n
Why do people choose the TaiAn Exchange Select Plan ?<\/h4>\n\n- Choice of Benefit Level – Members can choose a per illness or injury benefit level of $50,000, $100,000, $250,000 or $500,000.<\/span><\/li>\n
- Choice of Deductible Level – Members can choose a deductible of $100 per illness, $250 annual, or $500 annual.<\/span><\/li>\n
- There is 20% coinsurance – Compare to the TaiAn Patriot Exchange Plan the TaiAn Exchange Select is less expensive to buy because of the coinsurance.<\/span><\/li>\n
- Choice of Medical Provider – You can see any medical provider you choose, but you will have lower coinsurance if you choose a United Healthcare Options network provider.<\/span><\/li>\n
- Coverage for illness, injury, medical evacuation, and repatriation of remains. <\/span><\/li>\n
- United Healthcare Options Network – Provides access to broadest top tier national network in the US with convenient access to simplified claims processing and direct billing. <\/span><\/li>\n
- There is a TaiAn Exchange Select Plan available with a 6 month exclusion for pre-existing medical conditions. Some schools require this coverage.<\/span><\/li>\n
- There is a TaiAn Exchange Select Plan available with extra coverage for pre-existing conditions after a 12 month wait. Some schools require this coverage.<\/span><\/li>\n
- A group plan is available for groups of 5 or more with a 10% discount.<\/span><\/li>\n
- TaiAn Exchange Select meets the US Department of State insurance requirements for J visa holders if you select a $100,000 benefit level or more.<\/span><\/li>\n<\/ul>\n
<\/p>\n
****************************************<\/p>\n
\n
Student Health Advantage<\/p>\n<\/h2>\n
The Student Health Advantage Plan is designed for non- US residents coming to the US as international students and scholars. It is also designed for US residents traveling overseas for an educational purpose.<\/p>\n
The typical purchasers are:<\/h4>\n\n- Students participating in international programs<\/li>\n
- Cultural exchange participants<\/li>\n
- Graduate international students<\/li>\n
- Scholars and educators<\/li>\n
- Dependents (Dependents can buy only with the primary member pursuing an educational purpose)<\/li>\n<\/ul>\n
<\/p>\n
Why do people choose the IMG Student Health Advantage Plan ?<\/h4>\n\n- Choice of Benefit Level – Standard benefit level of $300,000 per illness or injury or Platinum level with $500,000 coverage per illness or injury.<\/span><\/li>\n
- Choice of Deductible Level – Members can choose a deductible of $250 per illness (Standard Plan) or $100 per illness (Platinum Plan).<\/span><\/li>\n
- Choice of Medical Provider – You can see any medical provider. In the US there is a benefit difference between using a network provider and a non-network provider. The network has an extensive list of providers.<\/span><\/li>\n
- United Healthcare Options Network – Provides access to broadest top tier national network in the US with convenient access to simplified claims processing and direct billing.<\/span><\/li>\n
- Coverage for illness, injury, medical evacuation, and repatriation of remains.<\/span><\/li>\n
- Pre-existing medical conditions coverage up to the policy limit after the waiting period of 12 months for the Standard plan or 6 months for the Platinum plan.<\/span><\/li>\n
- Coverage for mental health and substance abuse.<\/span><\/li>\n
- Coverage for maternity expenses with the Platinum Plan for pregnancy where conception is after the plan effective date.<\/span><\/li>\n
- A group plan is available for groups of 5 or more with a discounted premium.<\/span><\/li>\n
- Student Health Advantage meets the US Department of State insurance requirements for J visa holders.<\/span><\/li>\n<\/ul>\n
<\/p>\n
****************************************<\/p>\n
\n
IMG Patriot Exchange Program<\/p>\n<\/h2>\n
The IMG Patriot Exchange Program is designed for non- US residents coming to the US as international students and scholars. It is also designed for US residents traveling overseas for an educational purpose.<\/p>\n
The typical purchasers are:<\/h4>\n\n- Students participating in international programs<\/li>\n
- Cultural exchange participants<\/li>\n
- Graduate international students<\/li>\n
- Scholars and educators<\/li>\n
- Dependents (Dependents can buy alone)<\/li>\n<\/ul>\n
<\/p>\n
Why do people choose the IMG Patriot Exchange Program?<\/h4>\n\n- Choice of Benefit Level – Members can choose a per illness or injury benefit level of $50,000, $100,000, $250,000 or $500,000.<\/span><\/li>\n
- Choice of Deductible Level – Members can choose a deductible of $0, $100 per illness, $250 per illness, or $500 per illness.<\/span><\/li>\n
- Low Coinsurance – In US: In Network 10% to $1,000 maximum Out of Pocket; Out of Network 20%. International: No Coinsurance.<\/span><\/li>\n
- Choice of Medical Provider – You can see any medical provider you choose and receive the same benefit.<\/span><\/li>\n
- United Healthcare Options Network – Provides access to broadest top tier national network in the US with convenient access to simplified claims processing and direct billing.<\/span><\/li>\n
- Coverage for illness, injury, medical evacuation, and repatriation of remains.<\/span><\/li>\n
- Coverage for mental health and substance abuse.<\/span><\/li>\n
- A group plan is available for groups of 5 or more with a premium discount.<\/span><\/li>\n
- IMG Patriot Exchange Program meets the US Department of State insurance requirements for J visa holders if you select a $100,000 benefit level or more.<\/span><\/li>\n<\/ul>\n
<\/p>\n
Why choose TaiAn Patriot Exchange vs Patriot Exchange Program<\/h4>\n\n- TaiAn Patriot Exchange is less expensive.<\/li>\n
- TaiAn Patriot Exchange annual deductible options have lower out of pocket costs than Patriot Exchange Program per illness deductible options.<\/li>\n
- Patriot Exchange Program has a benefit for mental health and substance abuse.<\/li>\n<\/ul>\n
<\/p>\n
Learn more beyond the detail included in Review of IMG International Scholar and Student Insurance from one of these resources:<\/h4>\n
Buy J1 Visa Insurance<\/a>
\nAll Patriot Exchange Plans<\/a>
\nIMG Patriot Exchange Program<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"
<\/p>\n
<\/p>\n
Why choose TaiAn Patriot Exchange vs Patriot Exchange Program<\/h4>\n\n- TaiAn Patriot Exchange is less expensive.<\/li>\n
- TaiAn Patriot Exchange annual deductible options have lower out of pocket costs than Patriot Exchange Program per illness deductible options.<\/li>\n
- Patriot Exchange Program has a benefit for mental health and substance abuse that is not included in TaiAn Patriot Exchange.<\/li>\n<\/ul>\n
<\/p>\n
****************************************<\/p>\n
\n
TaiAn Exchange Select<\/p>\n<\/h2>\n
The TaiAn Exchange Select Plan is medical insurance designed for anyone traveling outside their resident country as an international student or scholar. It is a lower priced version of the TaiAn Patriot Exchange Plan.<\/p>\n
The typical purchasers are:<\/h4>\n\n- Students participating in international programs<\/li>\n
- Cultural exchange participants<\/li>\n
- Graduate international students<\/li>\n
- Scholars and educators<\/li>\n
- Dependents (Dependents can buy alone)<\/li>\n
- International education related visas including F1,F2,J1,J2,OPT,M1,M2<\/li>\n<\/ul>\n
<\/p>\n
Why do people choose the TaiAn Exchange Select Plan ?<\/h4>\n\n- Choice of Benefit Level – Members can choose a per illness or injury benefit level of $50,000, $100,000, $250,000 or $500,000.<\/span><\/li>\n
- Choice of Deductible Level – Members can choose a deductible of $100 per illness, $250 annual, or $500 annual.<\/span><\/li>\n
- There is 20% coinsurance – Compare to the TaiAn Patriot Exchange Plan the TaiAn Exchange Select is less expensive to buy because of the coinsurance.<\/span><\/li>\n
- Choice of Medical Provider – You can see any medical provider you choose, but you will have lower coinsurance if you choose a United Healthcare Options network provider.<\/span><\/li>\n
- Coverage for illness, injury, medical evacuation, and repatriation of remains. <\/span><\/li>\n
- United Healthcare Options Network – Provides access to broadest top tier national network in the US with convenient access to simplified claims processing and direct billing. <\/span><\/li>\n
- There is a TaiAn Exchange Select Plan available with a 6 month exclusion for pre-existing medical conditions. Some schools require this coverage.<\/span><\/li>\n
- There is a TaiAn Exchange Select Plan available with extra coverage for pre-existing conditions after a 12 month wait. Some schools require this coverage.<\/span><\/li>\n
- A group plan is available for groups of 5 or more with a 10% discount.<\/span><\/li>\n
- TaiAn Exchange Select meets the US Department of State insurance requirements for J visa holders if you select a $100,000 benefit level or more.<\/span><\/li>\n<\/ul>\n
<\/p>\n
****************************************<\/p>\n
\n
Student Health Advantage<\/p>\n<\/h2>\n
The Student Health Advantage Plan is designed for non- US residents coming to the US as international students and scholars. It is also designed for US residents traveling overseas for an educational purpose.<\/p>\n
The typical purchasers are:<\/h4>\n\n- Students participating in international programs<\/li>\n
- Cultural exchange participants<\/li>\n
- Graduate international students<\/li>\n
- Scholars and educators<\/li>\n
- Dependents (Dependents can buy only with the primary member pursuing an educational purpose)<\/li>\n<\/ul>\n
<\/p>\n
Why do people choose the IMG Student Health Advantage Plan ?<\/h4>\n\n- Choice of Benefit Level – Standard benefit level of $300,000 per illness or injury or Platinum level with $500,000 coverage per illness or injury.<\/span><\/li>\n
- Choice of Deductible Level – Members can choose a deductible of $250 per illness (Standard Plan) or $100 per illness (Platinum Plan).<\/span><\/li>\n
- Choice of Medical Provider – You can see any medical provider. In the US there is a benefit difference between using a network provider and a non-network provider. The network has an extensive list of providers.<\/span><\/li>\n
- United Healthcare Options Network – Provides access to broadest top tier national network in the US with convenient access to simplified claims processing and direct billing.<\/span><\/li>\n
- Coverage for illness, injury, medical evacuation, and repatriation of remains.<\/span><\/li>\n
- Pre-existing medical conditions coverage up to the policy limit after the waiting period of 12 months for the Standard plan or 6 months for the Platinum plan.<\/span><\/li>\n
- Coverage for mental health and substance abuse.<\/span><\/li>\n
- Coverage for maternity expenses with the Platinum Plan for pregnancy where conception is after the plan effective date.<\/span><\/li>\n
- A group plan is available for groups of 5 or more with a discounted premium.<\/span><\/li>\n
- Student Health Advantage meets the US Department of State insurance requirements for J visa holders.<\/span><\/li>\n<\/ul>\n
<\/p>\n
****************************************<\/p>\n
\n
IMG Patriot Exchange Program<\/p>\n<\/h2>\n
The IMG Patriot Exchange Program is designed for non- US residents coming to the US as international students and scholars. It is also designed for US residents traveling overseas for an educational purpose.<\/p>\n
The typical purchasers are:<\/h4>\n\n- Students participating in international programs<\/li>\n
- Cultural exchange participants<\/li>\n
- Graduate international students<\/li>\n
- Scholars and educators<\/li>\n
- Dependents (Dependents can buy alone)<\/li>\n<\/ul>\n
<\/p>\n
Why do people choose the IMG Patriot Exchange Program?<\/h4>\n\n- Choice of Benefit Level – Members can choose a per illness or injury benefit level of $50,000, $100,000, $250,000 or $500,000.<\/span><\/li>\n
- Choice of Deductible Level – Members can choose a deductible of $0, $100 per illness, $250 per illness, or $500 per illness.<\/span><\/li>\n
- Low Coinsurance – In US: In Network 10% to $1,000 maximum Out of Pocket; Out of Network 20%. International: No Coinsurance.<\/span><\/li>\n
- Choice of Medical Provider – You can see any medical provider you choose and receive the same benefit.<\/span><\/li>\n
- United Healthcare Options Network – Provides access to broadest top tier national network in the US with convenient access to simplified claims processing and direct billing.<\/span><\/li>\n
- Coverage for illness, injury, medical evacuation, and repatriation of remains.<\/span><\/li>\n
- Coverage for mental health and substance abuse.<\/span><\/li>\n
- A group plan is available for groups of 5 or more with a premium discount.<\/span><\/li>\n
- IMG Patriot Exchange Program meets the US Department of State insurance requirements for J visa holders if you select a $100,000 benefit level or more.<\/span><\/li>\n<\/ul>\n
<\/p>\n
Why choose TaiAn Patriot Exchange vs Patriot Exchange Program<\/h4>\n\n- TaiAn Patriot Exchange is less expensive.<\/li>\n
- TaiAn Patriot Exchange annual deductible options have lower out of pocket costs than Patriot Exchange Program per illness deductible options.<\/li>\n
- Patriot Exchange Program has a benefit for mental health and substance abuse.<\/li>\n<\/ul>\n
<\/p>\n
Learn more beyond the detail included in Review of IMG International Scholar and Student Insurance from one of these resources:<\/h4>\n
Buy J1 Visa Insurance<\/a>
\nAll Patriot Exchange Plans<\/a>
\nIMG Patriot Exchange Program<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"
<\/p>\n
****************************************<\/p>\n
\n
TaiAn Exchange Select<\/p>\n<\/h2>\n
The TaiAn Exchange Select Plan is medical insurance designed for anyone traveling outside their resident country as an international student or scholar. It is a lower priced version of the TaiAn Patriot Exchange Plan.<\/p>\n
The typical purchasers are:<\/h4>\n\n- Students participating in international programs<\/li>\n
- Cultural exchange participants<\/li>\n
- Graduate international students<\/li>\n
- Scholars and educators<\/li>\n
- Dependents (Dependents can buy alone)<\/li>\n
- International education related visas including F1,F2,J1,J2,OPT,M1,M2<\/li>\n<\/ul>\n
<\/p>\n
Why do people choose the TaiAn Exchange Select Plan ?<\/h4>\n\n- Choice of Benefit Level – Members can choose a per illness or injury benefit level of $50,000, $100,000, $250,000 or $500,000.<\/span><\/li>\n
- Choice of Deductible Level – Members can choose a deductible of $100 per illness, $250 annual, or $500 annual.<\/span><\/li>\n
- There is 20% coinsurance – Compare to the TaiAn Patriot Exchange Plan the TaiAn Exchange Select is less expensive to buy because of the coinsurance.<\/span><\/li>\n
- Choice of Medical Provider – You can see any medical provider you choose, but you will have lower coinsurance if you choose a United Healthcare Options network provider.<\/span><\/li>\n
- Coverage for illness, injury, medical evacuation, and repatriation of remains. <\/span><\/li>\n
- United Healthcare Options Network – Provides access to broadest top tier national network in the US with convenient access to simplified claims processing and direct billing. <\/span><\/li>\n
- There is a TaiAn Exchange Select Plan available with a 6 month exclusion for pre-existing medical conditions. Some schools require this coverage.<\/span><\/li>\n
- There is a TaiAn Exchange Select Plan available with extra coverage for pre-existing conditions after a 12 month wait. Some schools require this coverage.<\/span><\/li>\n
- A group plan is available for groups of 5 or more with a 10% discount.<\/span><\/li>\n
- TaiAn Exchange Select meets the US Department of State insurance requirements for J visa holders if you select a $100,000 benefit level or more.<\/span><\/li>\n<\/ul>\n
<\/p>\n
****************************************<\/p>\n
\n
Student Health Advantage<\/p>\n<\/h2>\n
The Student Health Advantage Plan is designed for non- US residents coming to the US as international students and scholars. It is also designed for US residents traveling overseas for an educational purpose.<\/p>\n
The typical purchasers are:<\/h4>\n\n- Students participating in international programs<\/li>\n
- Cultural exchange participants<\/li>\n
- Graduate international students<\/li>\n
- Scholars and educators<\/li>\n
- Dependents (Dependents can buy only with the primary member pursuing an educational purpose)<\/li>\n<\/ul>\n
<\/p>\n
Why do people choose the IMG Student Health Advantage Plan ?<\/h4>\n\n- Choice of Benefit Level – Standard benefit level of $300,000 per illness or injury or Platinum level with $500,000 coverage per illness or injury.<\/span><\/li>\n
- Choice of Deductible Level – Members can choose a deductible of $250 per illness (Standard Plan) or $100 per illness (Platinum Plan).<\/span><\/li>\n
- Choice of Medical Provider – You can see any medical provider. In the US there is a benefit difference between using a network provider and a non-network provider. The network has an extensive list of providers.<\/span><\/li>\n
- United Healthcare Options Network – Provides access to broadest top tier national network in the US with convenient access to simplified claims processing and direct billing.<\/span><\/li>\n
- Coverage for illness, injury, medical evacuation, and repatriation of remains.<\/span><\/li>\n
- Pre-existing medical conditions coverage up to the policy limit after the waiting period of 12 months for the Standard plan or 6 months for the Platinum plan.<\/span><\/li>\n
- Coverage for mental health and substance abuse.<\/span><\/li>\n
- Coverage for maternity expenses with the Platinum Plan for pregnancy where conception is after the plan effective date.<\/span><\/li>\n
- A group plan is available for groups of 5 or more with a discounted premium.<\/span><\/li>\n
- Student Health Advantage meets the US Department of State insurance requirements for J visa holders.<\/span><\/li>\n<\/ul>\n
<\/p>\n
****************************************<\/p>\n
\n
IMG Patriot Exchange Program<\/p>\n<\/h2>\n
The IMG Patriot Exchange Program is designed for non- US residents coming to the US as international students and scholars. It is also designed for US residents traveling overseas for an educational purpose.<\/p>\n
The typical purchasers are:<\/h4>\n\n- Students participating in international programs<\/li>\n
- Cultural exchange participants<\/li>\n
- Graduate international students<\/li>\n
- Scholars and educators<\/li>\n
- Dependents (Dependents can buy alone)<\/li>\n<\/ul>\n
<\/p>\n
Why do people choose the IMG Patriot Exchange Program?<\/h4>\n\n- Choice of Benefit Level – Members can choose a per illness or injury benefit level of $50,000, $100,000, $250,000 or $500,000.<\/span><\/li>\n
- Choice of Deductible Level – Members can choose a deductible of $0, $100 per illness, $250 per illness, or $500 per illness.<\/span><\/li>\n
- Low Coinsurance – In US: In Network 10% to $1,000 maximum Out of Pocket; Out of Network 20%. International: No Coinsurance.<\/span><\/li>\n
- Choice of Medical Provider – You can see any medical provider you choose and receive the same benefit.<\/span><\/li>\n
- United Healthcare Options Network – Provides access to broadest top tier national network in the US with convenient access to simplified claims processing and direct billing.<\/span><\/li>\n
- Coverage for illness, injury, medical evacuation, and repatriation of remains.<\/span><\/li>\n
- Coverage for mental health and substance abuse.<\/span><\/li>\n
- A group plan is available for groups of 5 or more with a premium discount.<\/span><\/li>\n
- IMG Patriot Exchange Program meets the US Department of State insurance requirements for J visa holders if you select a $100,000 benefit level or more.<\/span><\/li>\n<\/ul>\n
<\/p>\n
Why choose TaiAn Patriot Exchange vs Patriot Exchange Program<\/h4>\n\n- TaiAn Patriot Exchange is less expensive.<\/li>\n
- TaiAn Patriot Exchange annual deductible options have lower out of pocket costs than Patriot Exchange Program per illness deductible options.<\/li>\n
- Patriot Exchange Program has a benefit for mental health and substance abuse.<\/li>\n<\/ul>\n
<\/p>\n
Learn more beyond the detail included in Review of IMG International Scholar and Student Insurance from one of these resources:<\/h4>\n
Buy J1 Visa Insurance<\/a>
\nAll Patriot Exchange Plans<\/a>
\nIMG Patriot Exchange Program<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"
<\/p>\n
Why do people choose the TaiAn Exchange Select Plan ?<\/h4>\n\n- Choice of Benefit Level – Members can choose a per illness or injury benefit level of $50,000, $100,000, $250,000 or $500,000.<\/span><\/li>\n
- Choice of Deductible Level – Members can choose a deductible of $100 per illness, $250 annual, or $500 annual.<\/span><\/li>\n
- There is 20% coinsurance – Compare to the TaiAn Patriot Exchange Plan the TaiAn Exchange Select is less expensive to buy because of the coinsurance.<\/span><\/li>\n
- Choice of Medical Provider – You can see any medical provider you choose, but you will have lower coinsurance if you choose a United Healthcare Options network provider.<\/span><\/li>\n
- Coverage for illness, injury, medical evacuation, and repatriation of remains. <\/span><\/li>\n
- United Healthcare Options Network – Provides access to broadest top tier national network in the US with convenient access to simplified claims processing and direct billing. <\/span><\/li>\n
- There is a TaiAn Exchange Select Plan available with a 6 month exclusion for pre-existing medical conditions. Some schools require this coverage.<\/span><\/li>\n
- There is a TaiAn Exchange Select Plan available with extra coverage for pre-existing conditions after a 12 month wait. Some schools require this coverage.<\/span><\/li>\n
- A group plan is available for groups of 5 or more with a 10% discount.<\/span><\/li>\n
- TaiAn Exchange Select meets the US Department of State insurance requirements for J visa holders if you select a $100,000 benefit level or more.<\/span><\/li>\n<\/ul>\n
<\/p>\n
****************************************<\/p>\n
\n
Student Health Advantage<\/p>\n<\/h2>\n
The Student Health Advantage Plan is designed for non- US residents coming to the US as international students and scholars. It is also designed for US residents traveling overseas for an educational purpose.<\/p>\n
The typical purchasers are:<\/h4>\n\n- Students participating in international programs<\/li>\n
- Cultural exchange participants<\/li>\n
- Graduate international students<\/li>\n
- Scholars and educators<\/li>\n
- Dependents (Dependents can buy only with the primary member pursuing an educational purpose)<\/li>\n<\/ul>\n
<\/p>\n
Why do people choose the IMG Student Health Advantage Plan ?<\/h4>\n\n- Choice of Benefit Level – Standard benefit level of $300,000 per illness or injury or Platinum level with $500,000 coverage per illness or injury.<\/span><\/li>\n
- Choice of Deductible Level – Members can choose a deductible of $250 per illness (Standard Plan) or $100 per illness (Platinum Plan).<\/span><\/li>\n
- Choice of Medical Provider – You can see any medical provider. In the US there is a benefit difference between using a network provider and a non-network provider. The network has an extensive list of providers.<\/span><\/li>\n
- United Healthcare Options Network – Provides access to broadest top tier national network in the US with convenient access to simplified claims processing and direct billing.<\/span><\/li>\n
- Coverage for illness, injury, medical evacuation, and repatriation of remains.<\/span><\/li>\n
- Pre-existing medical conditions coverage up to the policy limit after the waiting period of 12 months for the Standard plan or 6 months for the Platinum plan.<\/span><\/li>\n
- Coverage for mental health and substance abuse.<\/span><\/li>\n
- Coverage for maternity expenses with the Platinum Plan for pregnancy where conception is after the plan effective date.<\/span><\/li>\n
- A group plan is available for groups of 5 or more with a discounted premium.<\/span><\/li>\n
- Student Health Advantage meets the US Department of State insurance requirements for J visa holders.<\/span><\/li>\n<\/ul>\n
<\/p>\n
****************************************<\/p>\n
\n
IMG Patriot Exchange Program<\/p>\n<\/h2>\n
The IMG Patriot Exchange Program is designed for non- US residents coming to the US as international students and scholars. It is also designed for US residents traveling overseas for an educational purpose.<\/p>\n
The typical purchasers are:<\/h4>\n\n- Students participating in international programs<\/li>\n
- Cultural exchange participants<\/li>\n
- Graduate international students<\/li>\n
- Scholars and educators<\/li>\n
- Dependents (Dependents can buy alone)<\/li>\n<\/ul>\n
<\/p>\n
Why do people choose the IMG Patriot Exchange Program?<\/h4>\n\n- Choice of Benefit Level – Members can choose a per illness or injury benefit level of $50,000, $100,000, $250,000 or $500,000.<\/span><\/li>\n
- Choice of Deductible Level – Members can choose a deductible of $0, $100 per illness, $250 per illness, or $500 per illness.<\/span><\/li>\n
- Low Coinsurance – In US: In Network 10% to $1,000 maximum Out of Pocket; Out of Network 20%. International: No Coinsurance.<\/span><\/li>\n
- Choice of Medical Provider – You can see any medical provider you choose and receive the same benefit.<\/span><\/li>\n
- United Healthcare Options Network – Provides access to broadest top tier national network in the US with convenient access to simplified claims processing and direct billing.<\/span><\/li>\n
- Coverage for illness, injury, medical evacuation, and repatriation of remains.<\/span><\/li>\n
- Coverage for mental health and substance abuse.<\/span><\/li>\n
- A group plan is available for groups of 5 or more with a premium discount.<\/span><\/li>\n
- IMG Patriot Exchange Program meets the US Department of State insurance requirements for J visa holders if you select a $100,000 benefit level or more.<\/span><\/li>\n<\/ul>\n
<\/p>\n
Why choose TaiAn Patriot Exchange vs Patriot Exchange Program<\/h4>\n\n- TaiAn Patriot Exchange is less expensive.<\/li>\n
- TaiAn Patriot Exchange annual deductible options have lower out of pocket costs than Patriot Exchange Program per illness deductible options.<\/li>\n
- Patriot Exchange Program has a benefit for mental health and substance abuse.<\/li>\n<\/ul>\n
<\/p>\n
Learn more beyond the detail included in Review of IMG International Scholar and Student Insurance from one of these resources:<\/h4>\n
Buy J1 Visa Insurance<\/a>
\nAll Patriot Exchange Plans<\/a>
\nIMG Patriot Exchange Program<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"
<\/p>\n
****************************************<\/p>\n
\n
Student Health Advantage<\/p>\n<\/h2>\n
The Student Health Advantage Plan is designed for non- US residents coming to the US as international students and scholars. It is also designed for US residents traveling overseas for an educational purpose.<\/p>\n
The typical purchasers are:<\/h4>\n\n- Students participating in international programs<\/li>\n
- Cultural exchange participants<\/li>\n
- Graduate international students<\/li>\n
- Scholars and educators<\/li>\n
- Dependents (Dependents can buy only with the primary member pursuing an educational purpose)<\/li>\n<\/ul>\n
<\/p>\n
Why do people choose the IMG Student Health Advantage Plan ?<\/h4>\n\n- Choice of Benefit Level – Standard benefit level of $300,000 per illness or injury or Platinum level with $500,000 coverage per illness or injury.<\/span><\/li>\n
- Choice of Deductible Level – Members can choose a deductible of $250 per illness (Standard Plan) or $100 per illness (Platinum Plan).<\/span><\/li>\n
- Choice of Medical Provider – You can see any medical provider. In the US there is a benefit difference between using a network provider and a non-network provider. The network has an extensive list of providers.<\/span><\/li>\n
- United Healthcare Options Network – Provides access to broadest top tier national network in the US with convenient access to simplified claims processing and direct billing.<\/span><\/li>\n
- Coverage for illness, injury, medical evacuation, and repatriation of remains.<\/span><\/li>\n
- Pre-existing medical conditions coverage up to the policy limit after the waiting period of 12 months for the Standard plan or 6 months for the Platinum plan.<\/span><\/li>\n
- Coverage for mental health and substance abuse.<\/span><\/li>\n
- Coverage for maternity expenses with the Platinum Plan for pregnancy where conception is after the plan effective date.<\/span><\/li>\n
- A group plan is available for groups of 5 or more with a discounted premium.<\/span><\/li>\n
- Student Health Advantage meets the US Department of State insurance requirements for J visa holders.<\/span><\/li>\n<\/ul>\n
<\/p>\n
****************************************<\/p>\n
\n
IMG Patriot Exchange Program<\/p>\n<\/h2>\n
The IMG Patriot Exchange Program is designed for non- US residents coming to the US as international students and scholars. It is also designed for US residents traveling overseas for an educational purpose.<\/p>\n
The typical purchasers are:<\/h4>\n\n- Students participating in international programs<\/li>\n
- Cultural exchange participants<\/li>\n
- Graduate international students<\/li>\n
- Scholars and educators<\/li>\n
- Dependents (Dependents can buy alone)<\/li>\n<\/ul>\n
<\/p>\n
Why do people choose the IMG Patriot Exchange Program?<\/h4>\n\n- Choice of Benefit Level – Members can choose a per illness or injury benefit level of $50,000, $100,000, $250,000 or $500,000.<\/span><\/li>\n
- Choice of Deductible Level – Members can choose a deductible of $0, $100 per illness, $250 per illness, or $500 per illness.<\/span><\/li>\n
- Low Coinsurance – In US: In Network 10% to $1,000 maximum Out of Pocket; Out of Network 20%. International: No Coinsurance.<\/span><\/li>\n
- Choice of Medical Provider – You can see any medical provider you choose and receive the same benefit.<\/span><\/li>\n
- United Healthcare Options Network – Provides access to broadest top tier national network in the US with convenient access to simplified claims processing and direct billing.<\/span><\/li>\n
- Coverage for illness, injury, medical evacuation, and repatriation of remains.<\/span><\/li>\n
- Coverage for mental health and substance abuse.<\/span><\/li>\n
- A group plan is available for groups of 5 or more with a premium discount.<\/span><\/li>\n
- IMG Patriot Exchange Program meets the US Department of State insurance requirements for J visa holders if you select a $100,000 benefit level or more.<\/span><\/li>\n<\/ul>\n
<\/p>\n
Why choose TaiAn Patriot Exchange vs Patriot Exchange Program<\/h4>\n\n- TaiAn Patriot Exchange is less expensive.<\/li>\n
- TaiAn Patriot Exchange annual deductible options have lower out of pocket costs than Patriot Exchange Program per illness deductible options.<\/li>\n
- Patriot Exchange Program has a benefit for mental health and substance abuse.<\/li>\n<\/ul>\n
<\/p>\n
Learn more beyond the detail included in Review of IMG International Scholar and Student Insurance from one of these resources:<\/h4>\n
Buy J1 Visa Insurance<\/a>
\nAll Patriot Exchange Plans<\/a>
\nIMG Patriot Exchange Program<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"
<\/p>\n
Why do people choose the IMG Student Health Advantage Plan ?<\/h4>\n\n- Choice of Benefit Level – Standard benefit level of $300,000 per illness or injury or Platinum level with $500,000 coverage per illness or injury.<\/span><\/li>\n
- Choice of Deductible Level – Members can choose a deductible of $250 per illness (Standard Plan) or $100 per illness (Platinum Plan).<\/span><\/li>\n
- Choice of Medical Provider – You can see any medical provider. In the US there is a benefit difference between using a network provider and a non-network provider. The network has an extensive list of providers.<\/span><\/li>\n
- United Healthcare Options Network – Provides access to broadest top tier national network in the US with convenient access to simplified claims processing and direct billing.<\/span><\/li>\n
- Coverage for illness, injury, medical evacuation, and repatriation of remains.<\/span><\/li>\n
- Pre-existing medical conditions coverage up to the policy limit after the waiting period of 12 months for the Standard plan or 6 months for the Platinum plan.<\/span><\/li>\n
- Coverage for mental health and substance abuse.<\/span><\/li>\n
- Coverage for maternity expenses with the Platinum Plan for pregnancy where conception is after the plan effective date.<\/span><\/li>\n
- A group plan is available for groups of 5 or more with a discounted premium.<\/span><\/li>\n
- Student Health Advantage meets the US Department of State insurance requirements for J visa holders.<\/span><\/li>\n<\/ul>\n
<\/p>\n
****************************************<\/p>\n
\n
IMG Patriot Exchange Program<\/p>\n<\/h2>\n
The IMG Patriot Exchange Program is designed for non- US residents coming to the US as international students and scholars. It is also designed for US residents traveling overseas for an educational purpose.<\/p>\n
The typical purchasers are:<\/h4>\n\n- Students participating in international programs<\/li>\n
- Cultural exchange participants<\/li>\n
- Graduate international students<\/li>\n
- Scholars and educators<\/li>\n
- Dependents (Dependents can buy alone)<\/li>\n<\/ul>\n
<\/p>\n
Why do people choose the IMG Patriot Exchange Program?<\/h4>\n\n- Choice of Benefit Level – Members can choose a per illness or injury benefit level of $50,000, $100,000, $250,000 or $500,000.<\/span><\/li>\n
- Choice of Deductible Level – Members can choose a deductible of $0, $100 per illness, $250 per illness, or $500 per illness.<\/span><\/li>\n
- Low Coinsurance – In US: In Network 10% to $1,000 maximum Out of Pocket; Out of Network 20%. International: No Coinsurance.<\/span><\/li>\n
- Choice of Medical Provider – You can see any medical provider you choose and receive the same benefit.<\/span><\/li>\n
- United Healthcare Options Network – Provides access to broadest top tier national network in the US with convenient access to simplified claims processing and direct billing.<\/span><\/li>\n
- Coverage for illness, injury, medical evacuation, and repatriation of remains.<\/span><\/li>\n
- Coverage for mental health and substance abuse.<\/span><\/li>\n
- A group plan is available for groups of 5 or more with a premium discount.<\/span><\/li>\n
- IMG Patriot Exchange Program meets the US Department of State insurance requirements for J visa holders if you select a $100,000 benefit level or more.<\/span><\/li>\n<\/ul>\n
<\/p>\n
Why choose TaiAn Patriot Exchange vs Patriot Exchange Program<\/h4>\n\n- TaiAn Patriot Exchange is less expensive.<\/li>\n
- TaiAn Patriot Exchange annual deductible options have lower out of pocket costs than Patriot Exchange Program per illness deductible options.<\/li>\n
- Patriot Exchange Program has a benefit for mental health and substance abuse.<\/li>\n<\/ul>\n
<\/p>\n
Learn more beyond the detail included in Review of IMG International Scholar and Student Insurance from one of these resources:<\/h4>\n
Buy J1 Visa Insurance<\/a>
\nAll Patriot Exchange Plans<\/a>
\nIMG Patriot Exchange Program<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"
<\/p>\n
****************************************<\/p>\n
\n
IMG Patriot Exchange Program<\/p>\n<\/h2>\n
The IMG Patriot Exchange Program is designed for non- US residents coming to the US as international students and scholars. It is also designed for US residents traveling overseas for an educational purpose.<\/p>\n
The typical purchasers are:<\/h4>\n\n- Students participating in international programs<\/li>\n
- Cultural exchange participants<\/li>\n
- Graduate international students<\/li>\n
- Scholars and educators<\/li>\n
- Dependents (Dependents can buy alone)<\/li>\n<\/ul>\n
<\/p>\n
Why do people choose the IMG Patriot Exchange Program?<\/h4>\n\n- Choice of Benefit Level – Members can choose a per illness or injury benefit level of $50,000, $100,000, $250,000 or $500,000.<\/span><\/li>\n
- Choice of Deductible Level – Members can choose a deductible of $0, $100 per illness, $250 per illness, or $500 per illness.<\/span><\/li>\n
- Low Coinsurance – In US: In Network 10% to $1,000 maximum Out of Pocket; Out of Network 20%. International: No Coinsurance.<\/span><\/li>\n
- Choice of Medical Provider – You can see any medical provider you choose and receive the same benefit.<\/span><\/li>\n
- United Healthcare Options Network – Provides access to broadest top tier national network in the US with convenient access to simplified claims processing and direct billing.<\/span><\/li>\n
- Coverage for illness, injury, medical evacuation, and repatriation of remains.<\/span><\/li>\n
- Coverage for mental health and substance abuse.<\/span><\/li>\n
- A group plan is available for groups of 5 or more with a premium discount.<\/span><\/li>\n
- IMG Patriot Exchange Program meets the US Department of State insurance requirements for J visa holders if you select a $100,000 benefit level or more.<\/span><\/li>\n<\/ul>\n
<\/p>\n
Why choose TaiAn Patriot Exchange vs Patriot Exchange Program<\/h4>\n\n- TaiAn Patriot Exchange is less expensive.<\/li>\n
- TaiAn Patriot Exchange annual deductible options have lower out of pocket costs than Patriot Exchange Program per illness deductible options.<\/li>\n
- Patriot Exchange Program has a benefit for mental health and substance abuse.<\/li>\n<\/ul>\n
<\/p>\n
Learn more beyond the detail included in Review of IMG International Scholar and Student Insurance from one of these resources:<\/h4>\n
Buy J1 Visa Insurance<\/a>
\nAll Patriot Exchange Plans<\/a>
\nIMG Patriot Exchange Program<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"
<\/p>\n
Why do people choose the IMG Patriot Exchange Program?<\/h4>\n\n- Choice of Benefit Level – Members can choose a per illness or injury benefit level of $50,000, $100,000, $250,000 or $500,000.<\/span><\/li>\n
- Choice of Deductible Level – Members can choose a deductible of $0, $100 per illness, $250 per illness, or $500 per illness.<\/span><\/li>\n
- Low Coinsurance – In US: In Network 10% to $1,000 maximum Out of Pocket; Out of Network 20%. International: No Coinsurance.<\/span><\/li>\n
- Choice of Medical Provider – You can see any medical provider you choose and receive the same benefit.<\/span><\/li>\n
- United Healthcare Options Network – Provides access to broadest top tier national network in the US with convenient access to simplified claims processing and direct billing.<\/span><\/li>\n
- Coverage for illness, injury, medical evacuation, and repatriation of remains.<\/span><\/li>\n
- Coverage for mental health and substance abuse.<\/span><\/li>\n
- A group plan is available for groups of 5 or more with a premium discount.<\/span><\/li>\n
- IMG Patriot Exchange Program meets the US Department of State insurance requirements for J visa holders if you select a $100,000 benefit level or more.<\/span><\/li>\n<\/ul>\n
<\/p>\n
Why choose TaiAn Patriot Exchange vs Patriot Exchange Program<\/h4>\n\n- TaiAn Patriot Exchange is less expensive.<\/li>\n
- TaiAn Patriot Exchange annual deductible options have lower out of pocket costs than Patriot Exchange Program per illness deductible options.<\/li>\n
- Patriot Exchange Program has a benefit for mental health and substance abuse.<\/li>\n<\/ul>\n
<\/p>\n
Learn more beyond the detail included in Review of IMG International Scholar and Student Insurance from one of these resources:<\/h4>\n
Buy J1 Visa Insurance<\/a>
\nAll Patriot Exchange Plans<\/a>
\nIMG Patriot Exchange Program<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"
<\/p>\n
Why choose TaiAn Patriot Exchange vs Patriot Exchange Program<\/h4>\n\n- TaiAn Patriot Exchange is less expensive.<\/li>\n
- TaiAn Patriot Exchange annual deductible options have lower out of pocket costs than Patriot Exchange Program per illness deductible options.<\/li>\n
- Patriot Exchange Program has a benefit for mental health and substance abuse.<\/li>\n<\/ul>\n
<\/p>\n
Learn more beyond the detail included in Review of IMG International Scholar and Student Insurance from one of these resources:<\/h4>\n
Buy J1 Visa Insurance<\/a>
\nAll Patriot Exchange Plans<\/a>
\nIMG Patriot Exchange Program<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"
<\/p>\n
Learn more beyond the detail included in Review of IMG International Scholar and Student Insurance from one of these resources:<\/h4>\n
Buy J1 Visa Insurance<\/a>
\nAll Patriot Exchange Plans<\/a>
\nIMG Patriot Exchange Program<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"