{"id":895,"date":"2016-12-29T15:31:12","date_gmt":"2016-12-29T15:31:12","guid":{"rendered":"http:\/\/www.j1insurance.net\/blog\/?p=895"},"modified":"2025-12-28T15:21:31","modified_gmt":"2025-12-28T15:21:31","slug":"buy-j1-visa-insurance","status":"publish","type":"post","link":"https:\/\/www.j1insurance.net\/blog\/buy-j1-visa-insurance\/","title":{"rendered":"Buy J1 Visa Insurance"},"content":{"rendered":"

J1 visa holder\u2019s are required by the U.S. Department of State to have the following J1 visa insurance coverage: 1. Medical benefits of at least $100,000 per accident or illness; 2. Repatriation of remains of $25,000; 3. Medical evacuation of $50,000; 4. Deductible not over $500. Taian Plan B or Plan S with $100,000 benefit per illness or injury is the most affordable plan that meets the requirements. Some schools require more coverage. Click the link to look up your school:<\/p>\n

School Requirements (our partner Taian’s website)<\/a><\/p>\n

All of the J1 Visa Insurance plans available from this page meet all US Department of State insurance requirements for J visa holders<\/h3>\n

All Plans on this Page Cover COVID-19 Same as any Illness<\/span><\/h3>\n

Content Update 5\/2\/24<\/p>\n

\n\n\n\n\n\n\n\n\n\n
J1 Visa Insurance<\/th>\nPlan B (TaiAn Patriot Exchange)
\nMost Popular<\/span><\/th>\n		Plan S (TaiAn Exchange Select)
\nLowest Cost<\/span><\/th>\n<\/tr>\n
Medical Benefits per Accident
\nor Illness or Injury<\/td>\n		Options:
\n$100,000
\n$250,000
\n$500,000<\/td>\n		Options:
\n$100,000
\n$250,000
\n$500,000<\/td>\n<\/tr>\n
Repatriation of Remains<\/td>\n$25,000<\/td>\n$25,000<\/td>\n<\/tr>\n
Medical Evacuation<\/td>\n$50,000<\/td>\n$50,000<\/td>\n<\/tr>\n
Deductible<\/td>\n$100 per illness
\n$0 annual
\n$250 annual
\n$500 annual.
Teladoc – Telephone based doctor visits free – No deductible, No Coinsurance and no exclusion for pre-existing conditions.<\/td>\n		$100 per illness
\n$250 annual
\n$500 annual.
Teladoc – Telephone based doctor visits free – No deductible, No Coinsurance and no exclusion for pre-existing conditions.<\/td>\n<\/tr>\n
Coinsurance<\/td>\nInsurance pays 100%<\/td>\nInsurance pays 80%
\nInsured pays 20%<\/td>\n<\/tr>\n
Sample Price
\n$100,000 Medical Benefits
\n$100 per illness deductible
\nSame Price for<\/strong>
\n J1, J2, F1, F2<\/strong><\/td>\n		\n\n\n\n\n\n\n
Age<\/th>\nMonthly Premium<\/th>\n<\/tr>\n
<25<\/td>\n$50.60<\/td>\n<\/tr>\n
25-49<\/td>\n$69.32<\/td>\n<\/tr>\n
50-64<\/td>\n$139.23<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Prices excluding US coverage are 20% to 30% lower<\/td>\n

\n\n\n\n\n\n\n\n
Age<\/th>\nMonthly Premium<\/th>\n<\/tr>\n
<25<\/td>\n$42.34<\/td>\n<\/tr>\n
25-49<\/td>\n$55.15<\/td>\n<\/tr>\n
50-64<\/td>\n$118.05<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Prices excluding US coverage are 20% to 30% lower<\/td>\n<\/tr>\n

Sample Price
\n$100,000 Medical Benefits
\n$500 annual deductible
\nSame Price for<\/strong>
\n J1, J2, F1, F2<\/strong><\/td>\n		\n\n\n\n\n\n\n
Age<\/th>\nMonthly Premium<\/th>\n<\/tr>\n
<25<\/td>\n$43.88<\/td>\n<\/tr>\n
25-49<\/td>\n$60.06<\/td>\n<\/tr>\n
50-64<\/td>\n$121.10<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n\n\n\n\n\n\n\n\n\n\n\n\n
Age<\/th>\nMonthly Premium<\/th>\n<\/tr>\n
<25<\/td>\n$38.21<\/td>\n<\/tr>\n
25-49<\/td>\n$49.74<\/td>\n<\/tr>\n
50-64<\/td>\n$106.50<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Lowest Cost Plan<\/strong><\/span><\/td>\n<\/tr>\n

Special Dependent Rates<\/span><\/td>\nOne Child under 10 free with each Parent Purchased<\/span><\/td>\nOne Child under 10 free with each Parent Purchased<\/span><\/td>\n<\/tr>\n
Buy Individual or Family Plan Now<\/td>\nPlan B
\n(TaiAn Patriot Exchange)<\/span>
\nBuy Now<\/a><\/td>\n		Plan S
\n(TaiAn Exchange Select)
\nBuy Now<\/a><\/td>\n<\/tr>\n
Individuals Join a Group for 10% Discount<\/span><\/td>\nJoin Group for 10% Discount<\/span>
\nBuy Now<\/a><\/td>\n		Join Group for 10% Discount<\/span>
\nBuy Now<\/a><\/td>\n<\/tr>\n
5 or More Primary Insured Buy Group Plan Now<\/td>\nGroup Plan B
\n(TaiAn Patriot Exchange)
\nBuy Group<\/a><\/td>\n		Group Plan S
\n(TaiAn Exchange Select)
\nBuy Group<\/a><\/td>\n<\/tr>\n
Brochure<\/td>\n<\/a><\/td>\n<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
\n

Our members also have access to the UnitedHealthcare Options network which provides access to the broadest top tier national network in the US.  If you use the UnitedHealthcare Options network providers, you will be eligible for simplified claims processing.  For many claims, the provider will submit the claim, and no member claims forms will be required.<\/p>\n

Our lowest cost plan is the Plan S with $100,000 benefit per illness or injury and a $500 annual deductible.  Prices start at $34 per month for our group plan.  Group plans require 5 or more members.<\/p>\n

Our plan pricing is the same for J1, J2, F1, F2.  If the J1 or F1 already has insurance, the F2 or J2 can purchase alone.<\/p>\n

Monthly and daily rates are available. So, if your stay in the US is 2 1\/2 months you pay for 2 1\/2 months of coverage not 3 months.<\/p>\n

You can choose any of the benefit levels ($100,000, $250,000 or $500,000) and any of the deductible levels ($100 per illness, $0 annual, $250 annual, or $500 annual).  Click this link to learn more or see pricing on other options:<\/p>\n

More Information (our partner Taian’s website)<\/a><\/p>\n

A Guide to help Selecting the right plan for your needs<\/a><\/p>\n

J1 Visa Insurance: More Plan Details<\/h3>\n
\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
More Plan Details<\/th>\nPlan B (TaiAn Patriot Exchange)<\/th>\nPlan S (Taian Exchange Select)<\/th>\n<\/tr>\n
Insurance Provider<\/td>\nIMG (International Medical Group)<\/td>\nIMG (International Medical Group)<\/td>\n<\/tr>\n
Network Provider<\/td>\nUnitedHealthcare Options<\/td>\nUnitedHealthcare Options<\/td>\n<\/tr>\n
Plan Type<\/td>\nDesigned specifically for international scholars and students (F1,F2,J1,J2,OPT). Purchase monthly increments (from 1 to 12 months), renewable up to 4 years.<\/td>\nDesigned specifically for international scholars and students (F1,F2,J1,J2,OPT). Purchase monthly increments (from 1 to 12 months), renewable up to 4 years.<\/td>\n<\/tr>\n
Maximum Limit<\/td>\nUnlimited lifetime.
\nOptions $50,000, $100,000, $250,000 or $500,000 per illness\/injury<\/td>\n		Unlimited lifetime.
\nOptions $50,000, $100,000, $250,000 or $500,000 per illness\/injury<\/td>\n<\/tr>\n
Deductible (Insured pays before insurance pays)<\/td>\nTwo options: 1) $100 per illness\/injury; 2) Annual deductible ($0, $250 or $500).
Teladoc – Telephone based doctor visits free – No deductible, No Coinsurance and no exclusion for pre-existing conditions.<\/td>\n		Two options: 1) $100 per illness\/injury; 2) Annual deductible ($250 or $500).
Teladoc – Telephone based doctor visits free – No deductible, No Coinsurance and no exclusion for pre-existing conditions.<\/td>\n<\/tr>\n
Student Health Center Copay<\/td>\n$5 copay, no deductible<\/td>\n$5 copay, no deductible<\/td>\n<\/tr>\n
Urgent Care Clinic<\/td>\n$40 copay instead of deductible. $0 copay for $0 deductible plan.<\/td>\n$40 copay instead of deductible.<\/td>\n<\/tr>\n
Teladoc<\/td>\n$0 copay, no deductible.
Telephone based doctor visits free – No deductible, No Coinsurance and no exclusion for pre-existing conditions.<\/td>\n		$0 copay, no deductible.
Telephone based doctor visits free – No deductible, No Coinsurance and no exclusion for pre-existing conditions.<\/td>\n<\/tr>\n
Illness or Injury Coinsurance<\/td>\nNo coinsurance in PPO or out of PPO<\/td>\n20% coinsurance in PPO or 30% out of PPO
\nTaian Exclusive!<\/td>\n<\/tr>\n
Hospital Room & Board<\/td>\nAverage semi-private room<\/td>\nAverage semi-private room<\/td>\n<\/tr>\n
Intensive Care<\/td>\nURC(Usual Reasonable and Customary)<\/td>\nURC(Usual Reasonable and Customary)<\/td>\n<\/tr>\n
Emergency Room<\/td>\nURC for injury or illness resulting in hospitalization. Additional $250 deductible for illness without hospitalization<\/td>\nURC for injury or illness resulting in hospitalization. Additional $250 deductible for illness without hospitalization<\/td>\n<\/tr>\n
Prescription Drugs<\/td>\nURC with period of coverage limit of $250,000<\/td>\nInpatient In Network 80% coinsurance.
\nInpatient Out of Network or Outpatient 70% coinsurance.
\nPeriod of coverage limit of $250,000<\/td>\n<\/tr>\n
Accident Dental<\/td>\nInjury $500, Sudden pain $350<\/td>\nInjury $500, Sudden pain $350<\/td>\n<\/tr>\n
Accidental Death & Loss of Limb<\/td>\n$25,000<\/td>\n$25,000<\/td>\n<\/tr>\n
Medical Evacuation<\/td>\n$50,000<\/td>\n$50,000<\/td>\n<\/tr>\n
Repatriation of remains<\/td>\n$25,000<\/td>\n$25,000<\/td>\n<\/tr>\n
Pre-existing conditions (Illness or Injury)<\/td>\nAfter 12 months of continuous coverage<\/td>\nAfter 12 months of continuous coverage
\nSix month option available – see below for details<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
\n

TaiAn Exchange Select Six<\/h3>\n

Pre-existing Conditions Coverage after a Six month wait<\/h3>\n

Great choice if your J visa sponsor requires pre-existing conditions coverage after a six month waiting period.<\/p>\n