Buy J2 Visa Insurance

J2 visa holder’s are required by the U.S. Department of State to have the following J2 visa insurance coverage: 1. Medical benefits of at least $100,000 per accident or illness; 2. Repatriation of remains of $25,000; 3. Medical evacuation of $50,000; 4. Deductible not over $500. Taian Plan B or Plan S with $100,000 benefit per illness or injury is the most affordable plan that meets the requirements. Some schools require more coverage. Click the link to look up your school:

School Requirements and most affordable plan

J2 Visa holders are eligible to purchase these plans without the J1 Visa holder. All of the plans available from this page meet all requirements for J2 visa insurance from the US Department of State


Plan B (TaiAn Patriot Exchange)
Most Popular
Plan S (TaiAn Exchange Select)
Lowest Cost
Medical Benefits per Accident
or Illness or Injury
Options:
$100,000
$250,000
$500,000
Options:
$100,000
$250,000
$500,000
Repatriation of Remains $25,000 $25,000
Medical Evacuation $50,000 $50,000
Deductible $100 per illness
$0 annual
$250 annual
$500 annual
$100 per illness
$250 annual
$500 annual
Coinsurance Insurance pays 100% Insurance pays 80%
Insured pays 20%
Sample Price
$100,000 Medical Benefits
$100 per illness deductible
Same Price for
J1, J2, F1, F2
Age Monthly Premium
<25 $51.90
25-49 $71.10
50-64 $142.80
Age Monthly Premium
<25 $45.72
25-49 $59.54
50-64 $127.45
Sample Price
$100,000 Medical Benefits
$500 annual deductible
Same Price for
J1, J2, F1, F2
Age Monthly Premium
<25 $45.00
25-49 $61.80
50-64 $124.20
Age Monthly Premium
<25 $41.25
25-49 $53.71
50-64 $114.98

Lowest Cost Plan

Group for 5 primary insured or more Group Plan B 10% off Group Plan S 10% off
Buy Individual or Family Plan Now Plan B
(TaiAn Patriot Exchange)

Buy Now
Plan S
(TaiAn Exchange Select)
Buy Now
Buy Group Plan Now Group Plan B
(TaiAn Patriot Exchange)
Buy Group
Group Plan S
(TaiAn Exchange Select)
Buy Group
Brochure

Our lowest cost plan is the Plan S with $100,000 benefit per illness or injury and a $500 annual deductible.  Prices start at $37 per month for our group plan.  Group plans require 5 or more members.

 

Our plan pricing is the same for J1, J2, F1, F2.  If the J1 or F1 already has insurance, the F2 or J2 can purchase alone.

 

Monthly and daily rates are available. So, if your stay in the US is 2 1/2 months you pay for 2 1/2 months of coverage not 3 months.

 

You can choose any of the benefit levels ($100,000, $250,000 or $500,000) and any of the deductible levels ($100 per illness, $0 annual, $250 annual, or $500 annual).  Click this link to learn more or see pricing on other options:

 

More Information about these plans and other options

A Guide to help Selecting the right plan for your needs

 

More Plan Details


More Plan Details Plan B (TaiAn Patriot Exchange) Plan S (Taian Exchange Select)
Insurance Provider IMG (International Medical Group) IMG (International Medical Group)
Plan Type Designed specifically for international scholars and students (F1,F2,J1,J2,OPT). Purchase monthly increments (from 1 to 12 months), renewable up to 4 years. Designed specifically for international scholars and students (F1,F2,J1,J2,OPT). Purchase monthly increments (from 1 to 12 months), renewable up to 4 years.
Maximum Limit $5,000,000 lifetime. Options $50,000, $100,000, $250,000 or $500,000 per illness/injury Unlimited lifetime.
Options $50,000, $100,000, $250,000 or $500,000 per illness/injury
Deductible (Insured pays before insurance pays) Two options: 1) $100 per illness/injury; 2) Annual deductible ($0, $250 or $500) Two options: 1) $100 per illness/injury; 2) Annual deductible ($250 or $500)
Student Health Center Copay $5 copay, no deductible $5 copay, no deductible
Illness or Injury Coinsurance No coinsurance in PPO or out of PPO 20% coinsurance in PPO or out of PPO
Taian Exclusive!
Hospital Room & Board Average semi-private room Average semi-private room
Intensive Care URC(Usual Reasonable and Customary) URC(Usual Reasonable and Customary)
Emergency Room URC for injury or illness resulting in hospitalization. Additional $250 deductible for illness without hospitalization URC for injury or illness resulting in hospitalization. Additional $250 deductible for illness without hospitalization
Prescription Drugs URC URC
Accident Dental Injury $500, Sudden pain $350 Injury $500, Sudden pain $350
Accidental Death & Loss of Limb $25,000 $25,000
Medical Evacuation $50,000 $50,000
Repatriation of remains $25,000 $25,000
Pre-existing conditions (Illness or Injury) After 12 months of continuous coverage After 12 months of continuous coverage
Six month option available – see below for details

TaiAn Exchange Select Six

Pre-existing Conditions Coverage after a Six month wait

Great choice if your J visa sponsor requires pre-existing conditions coverage after a six month waiting period.

  • Three Deductible Options:
    • $100 per illness
    • $250 per year
    • $500 per year
  • Medical Benefit per accident, illness, or injury of $100,000, $250,000, or $500,000
  • Unlimited Maximum lifetime benefit
  • 20% Coinsurance – After deductible Plan covers 80% of covered charges and insured pays 20%.

 

Plan S – TaiAn Exchange Select Six
Sample Price
$100,000 Medical Benefits
$500 annual deductible
Same Price for
J1, J2, F1, F2
Age Monthly Premium
<25 $50.70
25-49 $69.60
50-64 $139.80
Individual or Family Plan TaiAn Exchange Select – Six month Pre-ex
Buy Now
Group Plan (5 or more Primary Insured) TaiAn Exchange Select – Six
5 or more primary insured 10% lower price
Buy Group

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4 Comments


  1. // Reply

    Dear J’insurance.net,

    My husband has a j2 visa and needs a health insurance. Patriot Exchange seems affordable and good, but we do not know if it covers thyrod blood tests. My husband has thyroid disorder, and his blood needs testing in every 3-6 months.

    Can you tell me:
    – if Patriot covers the thyroid blood tests
    – if yes, how much would it be approximately?

    Thanks you very much,
    Anita
    PS.: I have a j1 visa and I have health insurance at XXXXXXX.


    1. // Reply

      Hi Anita,

      The Patriot Exchange Plan will not cover a pre-existing condition for the first 12 months of coverage. That’s generally how insurance for F or J visa holders will work.

      Our plan will meet all of the J visa insurance requirements, and your J-2 visa spouse is eligible to buy.

      You mentioned another carrier in your message which I have blacked out here. Their plans will also exclude pre-existing conditions for 12 months.

      Another note of caution on their plan – They require you to contact them BEFORE you see any doctor. If you don’t do that, they could reduce your benefits. Our plans don’t do that.

      Let us know if you’d like other assistance.

      Thanks,

      J1insurance.net


  2. // Reply

    Hello,
    Does this insurance cover primary care ? or it is only for emergency illness or accident ?. How do a get e list of medical providers in Philadelphia who accept this medical insurance.

    Thanks in advance.

    With regards
    Debdas


    1. // Reply

      Hi Debdas,

      The plans cover primary care doctors. You can go to any doctor you choose and receive the same benefits.
      The plans cover accident and illness, not wellness care. If you want to search for a network doctor near you, please visit this webpage Locate a provider in the US

      Thanks,
      j1insurance.net
      (317)318-8259

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